The Effects Of Personal Injury On Your Finances and Health

You’re taking the commute every day to and from work. Along the way, you always pass by many busy streets that are filled with busy cars, pedestrians and occasionally, construction for nearby buildings. Since this has been your routine every single day, you make sure that you’re able to take the necessary precautions just to be safe. You understand that danger is lurking in every corner and you can sustain personal injuries if you’re not aware enough. In your opinion, having personal injuries is not only stressful as you’d be involved in lawsuits but it can also hinder your movements – and you couldn’t be more right. But aside from that, have you considered how a personal injury can affect your finances and health as well?

One of the most obvious reasons why no one would want to sustain personal injuries is that it can bring inconvenience to them. Once you’re injured, it’ll be difficult for you to fulfill your responsibilities at home or work. On the other side of the coin, personal injuries can also adversely affect your finances and health.

Below are just some of the reasons why personal injuries can affect your finances:

  1. Medical bills: This is probably one of the most obvious reasons why your finances will be affected because of personal injuries. When you’re injured, you’ll need to undergo treatments and consistently take medicines which can either relieve any discomfort that you’re feeling or fasten the recovery process. If your injuries are minor, there’s a big chance that you won’t be tossed into a whirlpool of a financial crisis but if your injuries are serious, expect that bills will snowball quickly. This can be a problem, especially if you don’t have the funds. You might end up in debt or compromising your family’s financial needs. 
  2. Time away from work: If you sustained injuries and you’re unable to walk or stand, you have no choice but to be absent from work. If you’re able to recover as soon as possible, you can only miss out from work for a couple of days, but when recovery is impaired or if your injury is too severe, you might not be able to return to work for months. By the time you’re already capable of returning to work, you still might not be able to work full time as you’ll need days off for rehabilitation and doctor appointments.
  3. Diminished earning capacity: Sure, you might have fully recovered from the injury, but that doesn’t mean that everything will go well long-term. For example, you might be considered for a promotion before you sustained your injuries but because you were frequently absent from work, another employee was considered during your absence. you can end up taking a less strenuous job with a lesser pay because your injuries hinder you from doing certain activities.

Your health can also be at risk when you’re injured. Here’s how:

  1. Depression: Some people can’t accept the fact that they were injured. They might think that they’re not careful enough or feel as if they’re “stuck” as they can no longer do anything. When this kind of feelings dawn on you, you can suffer from depression and nothing good can come from that. When you have depression, you’re persistently sad without a valid reason; you’ll lose the interest to do certain activities which you loved before the injury took place and your appetite might fluctuate over time. If depression is left untreated, you can suffer from malnutrition as you’re not eating enough or become obese from overeating. Your behavior and your thinking patterns can also change, and this will hurt different relationships.
  2. Isolation: The injuries you’ve sustained can become the reason why you can no longer hang out with your friends as often as you want to. Because most of your time will be spent between resting and recovering, it’ll be difficult for you to catch up and spend time with the people who matter to you. When you isolate yourself from people, you can experience loneliness, fear of others and negative self-esteem. It can also increase the risk of high blood pressure and diabetes.
  3. Anger: If you’ve sustained the injuries because of your negligence, you might be spending too much time taking the blame and being angry with yourself. You might be thinking that you’re not good enough as you were hurt because of your actions. While being angry because of an injury can be normal, feeling too much anger in longer periods can be hazardous to your health. For one, angry outbursts put your heart at greater risk as your anger can lead to coronary and heart diseases.

As A Conclusion

You may not know it, but yes, different aspects of your life are affected once you have personal injuries. Regardless of how small or severe your injuries are, your life can be affected in the long run. If you don’t do anything to recover quickly, chances are, the consequences associated with your personal injuries can be permanent. You might have been injured once but if you don’t do anything about it, the impact of personal injuries to your finances and health for example, can last a lifetime.

Motorcycles can also cause deadly accidents. If you’ve been injured in a motorcycle accident, you can click here to further understand its legal implications. 

Jewel Spencer

Jewel Spencer is a promising young law enthusiast. Her pieces offer a youthful perspective on common law topics. Jewel is your go-girl when it comes to sports, and she is often seen jogging when she has free time.